A platform for European
home-equity finance.
Maisonflex is a technology and structuring platform for home-equity finance across Europe. We design, configure, and operate the products. Licensed banks, insurers, and capital-markets partners deliver them.
"A homeowner in Madrid with €450,000 of equity in her home can release a portion of it to help her daughter buy a first apartment in Valencia — without refinancing her mortgage, without selling, and without leaving her home."
Across Europe, parents hold the property wealth and children hold the housing problem. The products that licensed partner banks deliver on the Maisonflex platform are designed to bridge that gap — formally, transparently, and within each jurisdiction's regulatory framework.
A structurally underserved asset class.
One platform. Five conversations.
The same underlying infrastructure serves five distinct counterparties. Each sees the parts that matter to them.
A platform position in European home equity.
We are raising a €3.5M seed alongside a first-loss commitment from a strategic sponsor. The sponsor takes a meaningful equity stake in the platform and a senior position in the originating partnerships across Phase 1 markets.
Request the investor briefing- €2.7tn addressable European home-equity market (EY, 2024)
- Asset-light platform economics with embedded option on partner P&L
- Governance seat, advisory rights, co-design of risk and product framework
- Phased roll-out: Spain and the Netherlands, then Belgium and the Nordics
Where product, capital, and partners converge.
Design
Age-segmented home-equity products configurable per jurisdiction, customer cohort, and partner balance-sheet appetite.
Structure
Securitization-ready loan tape, eligibility rules, and reporting embedded from origination — not retrofitted.
Operate
Servicing technology, loan-level data, and governance reporting delivered to licensed partners as managed infrastructure.
A different shape of company.
Platform, not lender
We design, structure, and operate. Licensed partners originate, underwrite, and service.
Capital-markets native
Securitization architecture is built in from day one — not bolted on at exit.
Pan-European by design
One product framework, configurable per jurisdiction — not five separate businesses.
Institutional governance
Senior team from Deutsche Bank, Citi, Prudential Asia, BNP Paribas, and JP Morgan.
Backed by deep institutional expertise.
Deutsche Bank · Citi · Prudential Asia · BNP Paribas · JP Morgan · London School of Economics · University of Oxford
Meet the team